End Your Tax Problems Today!

When you owe money to the IRS, it may seem like there is no end in sight. The IRS uses many scare tactics and may send you notices demanding immediate repayment, threatening liens and levies, or even suspending your driver license or passport! The worry and stress of dealing with the IRS can be unbearable, especially when you’re not sure what to do next.

If you find yourself in a situation where you cannot repay the full amount immediately, there are options available to help resolve the situation.

There is no need to struggle with back taxes on your own. At Tax Saver Service we make the process much easier, and can often get you a better result. We have the experience and expertise to help you navigate the complex tax code, and work to get you the best possible outcome.

The first thing we’ll do is file a Power of Attorney with the IRS and temporarily stop the collection process. This allows us the time necessary to order and review your Master Tax File.

Once we have your case information the next step will be to bring you into what the IRS calls “compliance”. This means filing all missing tax returns for which you have a filing requirement. We will review the transcripts for each year to determine if you need to file or not. 

Now that you are compliant we can determine what programs you qualify for and which resolution best suits you.

Our specialists are experienced in every solution from Offer In Compromise, CNC (hardship) Status, Standard or Reduced Payment Plan, and more. You can check out our Resolution Page to find a more comprehensive list of the most common resolutions. 

You can rest assured that we’ll handle every step of the process efficiently and effectively, so you can focus on more important things. Contact us today for a free consultation, and let us help you get started on resolving your back tax issue!

State agencies can be more aggressive than the IRS and will not hesitate to garnish your wages, place a lien on your property or levy your bank account. Sadly many states will not lift the lien or wage garnishment until the balance is paid in full, creating extreme financial hardship. 

Oftentimes the IRS reports their findings to the state as well. Meaning once an audit is completed by the IRS, you’ll soon face another one from the state. 

This is why it is vital to take action as soon as you receive the first notice. Some states will give only 30 days to pay the balance before collection action begins. Even worse, they may refer your case to an outside debt collector who will pursue even more unfavorable terms. 

The best way to deal with a delinquent state tax debt is immediately. Much like the IRS, we will file a Power of Attorney with the state, letting them know you are aware of the situation and taking action to resolve it. 

Each state has their own regulations and procedures in regards to collecting and settling tax debts. We will work with your state agency to establish a resolution as favorable to you as possible. Many states have an Offer In Compromise program just like the IRS, hardship exemptions and payment plan options. In certain cases where a wage garnishment or levy is already in place, we can argue to have it reduced or removed as well. 

The good news is, the IRS allows for consideration when you are dealing with state and federal tax debt. Any monthly payments being made to the state are allowed to be included in your financial expense calculations and can make the difference between your Offer In Compromise, CNC status, or Partial Pay Installment Agreement being approved or denied.

At Tax Saver Service, we are experts in both state and federal tax laws. We know how to help our customers resolve any issues they may be facing with their taxes. We have a team of experienced professionals who are dedicated to helping our customers get the best possible outcome for their taxes. Contact us today to learn more about how we can help you!

The IRS is auditing more taxpayers than ever before, with audit rates increasing as much as 25% for individuals and almost double for high income taxpayers. 

No one wants to deal with an IRS audit, but if you find yourself in this situation, it is important to have representation. A good tax representative will know how to respond to the audit appropriately and in a way that best suits you.

The IRS will change your returns and assess a new liability if you do not respond to their inquiries. This can result in additional penalties and interest that can lead to bigger problems down the road.

The IRS has the authority to expand the scope of an audit to other areas of your return or include additional tax years. So if you are being audited for a specific issue, be prepared for them to go after other areas as well. This can be costly and time consuming, so it is important to have an experienced professional represent you during the audit.

Our representatives will work with the auditor to limit the scope of their examination and ensure that they only review information relevant to the specific tax return in question. We will also keep track of any requests for additional documentation or information so that we can ensure that no extraneous material is requested or examined. 

The goal of the IRS audit process is to increase tax compliance and collect more revenue for the government. With our help, you can feel confident that your audit will be conducted fairly and efficiently. We have the experience and expertise to handle all aspects of the audit process and appeals if necessary.

Contact us today so we can get started on your audit defense!

An offer in compromise (OIC) is an agreement between a taxpayer and the IRS that settles the taxpayer’s tax liabilities for less than the full amount owed. The OIC program is designed to allow taxpayers with limited resources to resolve their tax debts without having to file for bankruptcy or face enforcement action by the IRS. 

The IRS states, “We generally approve an offer in compromise when the amount you offer represents the most we can expect to collect within a reasonable period of time.”

With less than 20% of offers accepted by the IRS each year, it’s important to understand how the IRS makes its determinations.

There are several factors that are considered when determining whether an OIC will be approved, including: The taxpayer’s ability to pay; The value of assets available to pay off the debt; The size of outstanding debt; and Whether collection actions have been taken against the taxpayer. 

Preparing an offer can be a long and burdensome process. Gathering all of the required information and documentation needed for submission can be overwhelming. This is where we come in! We work with you to compile all of the necessary paperwork, prepare the offer and submit it to the IRS. 

It’s important to remember that submitting an offer does not guarantee its acceptance – even if all requirements are met – so it’s crucial to work with someone who knows what they are doing and has a good track record of success.

At our firm we have experienced professionals who know what it takes to get an offer accepted by the IRS. We will work with you every step of the way to make sure your offer is complete and accurate. Our goal is to get you the best possible outcome for your situation. Contact us today for more information or to schedule a consultation!

It’s important to file your tax returns on time every year, in order to maintain good standing with the IRS. Filing late can result in loss of the refund if you are due one or in additional penalties and interest charges if you have a balance due. In fact, the IRS charges a 5% penalty for each month that your return is late, up to a maximum of 25%.

If you know that you will have a tax bill you can’t afford to pay, you may be tempted to not file the tax return- hoping you can somehow fly under the IRS radar. Although this may seem appealing, this is not a winning strategy. 

If you have earned income during that tax year it is likely your employer or payer submitted your income information to the IRS as they are required to do so by law. If income is reported to the IRS, but no tax return is filed the IRS can file a Substitute for Return or SFR if the income reported exceeds a certain amount.  

The SFR is essentially a tax return filed by the IRS on your behalf without allowing exemptions or deductions and taxed at the highest bracket. This can lead to a tax balance much higher than you actually owe and future refunds to be seized and applied to the balance. So it’s always best to file your taxes now, even if you know you can’t afford to pay them right away.

The good news is you can still file a tax return even if the IRS has already processed the SFR. This may be one way to significantly reduce your tax debt if you can take advantage of deductions and write offs the IRS did not include in the SFR. 

Whether the IRS has already filed SFRs on your behalf or you have delinquent years still unfiled, our team can help get you caught up and maximize your deductions, expenses and refunds. We prepare and amend tax returns for individuals and businesses of all sizes, so you can rest assured that we have the experience and expertise necessary to get the job done right. Contact us to get started.

When you owe back taxes, the IRS has the authority to place a lien or levy on your property. This can affect your credit, ability to buy, sell or refinance your home and limit access to funds in your bank account.

The best time to deal with Federal Liens is before they happen. The IRS is required to send you a notice of Federal Tax Lien or Levy before they begin the collection action. We offer many resolution services found here. Once you are in a resolution plan with the IRS, threats to lien or levy your property will stop. 

However, life doesn’t always work out the way we plan and you may find yourself in a situation where liens have already been filed on your property. If this is the case, we can still help you remove the liens or subordinate them. 

Lien subordination differs from lien removal in that the lien still exists, but it allows other creditors to move to the front of the line, ahead of the IRS. This can be helpful when you are refinancing or applying for a mortgage or reverse mortgage. 

The effects of liens are complex and varying. In some cases, people are ok with a lien if it means they pay less or nothing to the IRS.  However, there are other important factors to consider when making decisions on what to do next. It is important to consult with an experienced professional in order to make the best decision for your unique situation.

There are few things more frightening than the prospect of wage garnishment. The most aggressive collection actions used by both the State and IRS, wage garnishments can result in a significant portion of your income being withheld each month to pay off your debt. For many people, this can be a crippling experience that leaves them struggling to make ends meet. 

Taxing agencies can garnish employee wages, Social Security Income and levy bank accounts. This tactic is usually a method of last resort after multiple attempts to contact you and resolve the debt have failed. 

On top of the burden of working without full pay, employers can charge a fee on top of the garnishment amount to cover the additional work and reporting the payroll department is now responsible for. This is not only embarrassing, but can create an extreme financial hardship for you. 

But don’t worry wage garnishment can be lifted fast! After negotiating the release with the IRS or State we will notify your payroll department or Social Security to have your paycheck restored. 

 If you are facing the threat of wage garnishment, don’t wait another day – contact us today and start taking steps to protect yourself and your family.

If you are already struggling to pay your tax balance due, the last thing you want is a hefty penalty from the IRS. Unfortunately, penalties can add up to more than 25% of the total owed to the IRS, making it even more difficult to pay back what you owe.

But don’t worry – there may be hope! Penalty abatement is a possible solution when establishing an installment agreement or repayment terms with the IRS. We are experts in this field and can help lessen or completely eliminate your penalties.

We will work with you one-on-one to determine if you have reasonable cause for not paying taxes on time. This involves factors that were beyond your control and which prevented you from meeting your tax obligations. If we believe that you have reasonable cause, we will prepare and submit all legal forms necessary for a successful penalty abatement application.

Contact us today to see how we can help you.

If you have unpaid payroll taxes or unfiled payroll returns, you may be facing a wide range of issues that can significantly affect your business. 

Payroll taxes are the money withheld from employee paychecks by the employer and include federal withholding, Social Security and Medicare taxes. These are also known as “Trust Fund Taxes” because the money is held by the employer before it is paid to the Treasury. 

Because of this the IRS is very aggressive in pursuing businesses that neglect their tax obligations. They may pursue Enforced Collections by placing a levy on business assets such as bank accounts, vehicles, and account receivables and may even close down the business. 

Once this happens the IRS may look to other responsible individuals in order to collect the taxes, interest and penalties due. The IRS can go after anyone they determine had the duty and power to perform the collection and paying of the payroll tax. This can include an owner, officer, partner, director, member or employee of the business. 

In addition, the IRS can impose the “Trust Fund Recovery Penalty” on any person who was required to collect, account for or pay the trust fund tax. This penalty is equal to 100% of the Trust Fund taxes not paid. 

There are options available if you find yourself in hot water over payroll. We will work with the IRS to set up a resolution to get your business back on track. We will also work with you on a continual basis to ensure your payroll tax is filed and paid on time. Contact us today and let us help you get back on track.

Whether you’re just starting out or have been in business for years we have found most businesses can benefit from entity analysis and bookkeeping services from a professional. 

Structuring your business is vital when it comes to saving on your taxes. We can guide you on entity selection from LLC, S Corp, C Corp or even restructuring your current setup. 

Keeping accurate and organized books is hard to do when your main focus is running your business. We have the resources and expertise to manage your books and give you monthly reports so you can stay on the right track. Having properly managed accounts makes all the difference come tax time. 

We will work with you on an ongoing basis to make sure all your income and expenses are properly accounted for and substantiated according to IRS procedure. 

Contact us today to get a free consultation to see how we can help your business.

Couples will often file tax returns with a Married Filing Joint status because of the many tax saving benefits like higher deductions and credit, not realizing it can come with a downside too. 

Both spouses are held individually liable for tax balances due on a Married Filing Joint return even if they later divorce. The IRS will still attempt to collect the debt from both spouses even if a divorce decree declared only one spouse is responsible for paying the past taxes. 

If you feel that your spouse or ex spouse has caused a tax liability due to tax evasion, improperly claimed tax deductions or credits, or improperly reported income there are options available to you for tax relief. 

1. Innocent Spouse Relief
2. Separation of Liability
3. Equitable Relief

Each of these solutions have different procedures and requirements for who qualifies and what the end results will be. Contact us and we will help you determine which avenue is best for you to pursue and help you get the relief you need.  

The IRS can request that the State Department suspend your passport or deny its renewal. This can happen when the IRS considers you to have “seriously delinquent tax debt”. This means that you have a tax debt greater than $50,000 and they have notified you about the outstanding debt and have exhausted all other means of rectifying the situation.

There are certain situations in which a passport suspension can be lifted without paying the balance due immediately. This includes when a taxpayer files for bankruptcy, is identified by the IRS as a victim of tax related identity theft, or lives within a federally declared disaster area. 

If you do not meet any of these criteria, a plan to resolve the balance due will need to be put in place before the IRS will lift the suspension. Most commonly these resolutions can be the set of an installment agreement, having your account placed on CNC or hardship status, or the submittal of an Offer In Compromise. You can find out more about resolution options here.

In most cases it will take at least at least 30 days to have a passport suspension removed, so it is very important to act fast. 

Many states can also have your Driver License suspended if you have an outstanding tax liability. Although procedures can vary by state, we have experience dealing with state agents and negotiating the release of license holds and settling the outstanding liability. Contact us today for a free consultation. 

Know you have tax problems but don’t know how much you owe, what the issues are, or where to ever start? You may be too afraid to contact the IRS yourself for fear that you could say something to make your situation even worse. 

Our exploratory service may be just the thing you need. We will contact the IRS and/or State on your behalf and get a complete assessment of where you stand. We will order your Master Tax File, which includes transcripts of each tax year you have issues. 

We can find out exactly how much you owe and why. If you are missing any tax returns we will find out if you are required to file them or not. If you are currently or were under audit can find out where the problems were stemming from and what is required to fix it. 

This is a great option for those who know they have tax problems but are unsure which services they need. We can assess your situation and recommend the best way to go from there. 

We are one of the few tax relief firms that offer this exploratory service up front. We believe that you should know the extent of your situation and be able to make informed decisions when deciding which tax firm to work with. This gives you a chance to try us out before we get to work on resolving your tax issues. Give us a call today and let’s get started!